In my game every item is assigned an ENR (encumbrance rating). Each character can carry up to double their brawn score (not modifier). If a character is carrying more than their brawn score they are considered over-encumbered and take penalties on dexterity and brawn checks as well as initiative checks.
Most items carried are considered to be "in pack" or otherwise stowed away securely. Up to four items may be designated as "on belt". Stowing or retrieving any in-pack item takes 1 turn. Items on-belt are considered to be "quickdraw" so a character can stow or retrieve belt items without spending a turn to do so.
In addition to belt and pack storage each character is also considered to have a purse on their belt. A purse can hold up to 49 coins or gems and does not have an ENR. Any sum of coins greater than 50 counts as 1ENR. Additional coins must be stored separately in pack.
Here is a sample from my equipment section:
Item Cost ENR Description
|Spyglass||200gp||2||This fragile item may be used to view distant locations in startling detail.|
|Traveller's Tent||5gp||5||This bundle of wooden poles and canvas may partially shelter up to 2 adult humans. Better than nothing when it rains.|
|Army Tent||15gp||8||This bundle of wooden poles and canvas offers reliable shelter for up to 4 tightly packed adult humans.|
|Pavilion Tent||50gp||12||This heavy bundle of wooden poles and canvas offers excellent shelter for up to 10 tightly packed adult humans. Often used by nobles, wealthy merchants or military officers.|
|Tinder Box||5gp||1||A small box containing flint and steel as well as dry wood shavings. Used to easily light fires.|
|Tobacco Pouch||1gp||1||This small waterproof pouch holds 10 doses of tobacco.|
|Torch||1gp||1||This small piece of wood has been treated with a fire resistant resin but is otherwise identical to a club until a torch rag is tied one end and lit.|
(5 rags in sack)
|5sp||1||These pitch soaked rags will burn brightly, steadily and slowly. Each rag will burn for 1 hour if attached to a torch.|
|5sp||1||Fragile. Holds about 2 pints of liquid. If used as a weapon the bottle is treated as club for first hit and thereafter as a dagger that can't be thrown.|
|1sp||2 when full,
|A stitched leather bladder. Holds about 3 pints of liquid when full.|
|Tin Whistle||1gp||0||Makes a loud high pitched noise when blown into.|
|1gp||1||See the glass bottle entry above. A bottle of hard liquor can be turned into a molotov in 1 action with a torch rag and flame. - May consume 2 uses “medicinally”.|
|25sp||4 when full,
|Holds about 6 pints of liquid. May be used medicinally for up to 6 uses.|
|5gp||6 when full,
|Holds about 10 pints of liquid. May be used medicinally for up to 10 uses.|
|1gp||2 when full,
|Fortified wine is laced with tonics and restorative medicines plus the biting flavor will shock the drinker into wakefulness while the liquor dulls pain. Holds 3 medicinal uses.|
|Sturdy Iron-shod Boots||5gp||1 worn or carried||These tough iron and leather boots are the best protection available for an adventurers' feet. See the armour section for more information.|
|Sturdy Gauntlet||5gp||0 (1 if carried)||Most of the heavier types of armour come with a set of gauntlets but sometimes even lightly armoured warriors choose to wear them.|
|Healer's Pouch||5gp||1||Contains clean bandages, herbs and ointments. 10 uses.|
Comments and questions are welcome.